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Buying a Home
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If you are considering a home purchase, start with the financing. Loan pre-approval
not only gives you a more accurate picture of what you can purchase within the budget
that you have selected. It also gives you leverage once you have selected your next
home—particularly in a “seller’s market” where there are more buyers than homes for
sale. Sellers tend to give preference to buyers who come pre-approved for the
financing. That eliminates one of the primary causes of contracts failing to close.
It is also important to understand the dynamics of the home marketplace in the area in which you are looking for a home. Recent sales activity as well as short and long-term forecasts are important to a sound purchase decision. Selecting the right financing for your purchase is equally critical to the long-term success of your purchase decision. There are hundreds of loan products on the market today, and there is no “one size fits all” solution to the financing puzzle. The financing option that you choose must fit your needs today—as well as being adaptable to your changing needs in the future. A Residential Finance Specialist (RFS) can handle the entire transaction for you, from initial loan application, through the home search process, contract negotiations and all the way to closing. Before you begin your home search process, consult with a Residential Finance Specialist. |
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